.cemi-owner-tool {
  --owner-ink: #102238;
  --owner-muted: #5b6c80;
  --owner-line: #d9e2ec;
  --owner-soft: #f4f7fa;
  --owner-pink: #d80b67;
  --owner-blue: #087f9c;
  color: var(--owner-ink);
  background: #fff;
  font-family: Montserrat, Arial, sans-serif;
}
.cemi-owner-tool__hero { background: #102238; color: #fff; padding: clamp(42px, 7vw, 84px) 0; }
.cemi-owner-tool__hero-inner { display: flex; align-items: end; justify-content: space-between; gap: 36px; }
.cemi-owner-tool__hero h1 { color: #fff; font-size: 56px; line-height: 1.05; letter-spacing: 0; margin: 8px 0 16px; max-width: 760px; }
.cemi-owner-tool__hero p { max-width: 720px; font-size: 18px; }
.cemi-owner-tool__assurance,
.cemi-owner-tool__quick-link { border-left: 3px solid #20b8b1; color: #fff; padding: 12px 0 12px 18px; min-width: 230px; }
.cemi-owner-tool__assurance span { display: block; opacity: .75; margin-top: 5px; }
.cemi-owner-tool__quick-link { text-decoration: none; font-weight: 700; }
.cemi-owner-tool__layout { display: grid; grid-template-columns: minmax(0, 1fr) minmax(300px, 390px); gap: 36px; padding-top: 48px; padding-bottom: 80px; align-items: start; }
.cemi-owner-form { display: grid; gap: 22px; min-width: 0; }
.cemi-owner-step { display: grid; grid-template-columns: 54px minmax(0, 1fr); gap: 20px; padding: 28px; border: 1px solid var(--owner-line); border-radius: 6px; background: #fff; }
.cemi-owner-step__number { color: var(--owner-pink); font-weight: 800; margin: 3px 0 0; }
.cemi-owner-step h2 { font-size: 24px; margin: 0 0 6px; letter-spacing: 0; }
.cemi-owner-step__content { min-width: 0; }
.cemi-choice-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin-top: 22px; }
.cemi-choice-grid label { position: relative; }
.cemi-choice-grid input { position: absolute; opacity: 0; }
.cemi-choice-grid span { display: block; min-height: 88px; padding: 16px; border: 1px solid var(--owner-line); border-radius: 5px; cursor: pointer; }
.cemi-choice-grid small { display: block; color: var(--owner-muted); margin-top: 5px; }
.cemi-choice-grid input:checked + span { border-color: var(--owner-pink); box-shadow: inset 3px 0 var(--owner-pink); background: #fff7fb; }
.cemi-choice-grid input:focus-visible + span { outline: 3px solid rgba(8,127,156,.25); outline-offset: 2px; }
.cemi-measure-fields,
.cemi-owner-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; margin-top: 20px; }
.cemi-owner-tool label { color: var(--owner-ink); font-weight: 700; }
.cemi-owner-tool input,
.cemi-owner-tool select,
.cemi-owner-tool textarea { width: 100%; margin-top: 7px; border: 1px solid #9eb0c3; border-radius: 4px; background: #fff; color: var(--owner-ink); padding: 12px 13px; min-height: 46px; }
.cemi-owner-field { display: block; margin-top: 16px; }
.cemi-segmented { display: flex; flex-wrap: wrap; gap: 8px; border: 0; padding: 0; margin: 18px 0; }
.cemi-segmented legend { width: 100%; margin-bottom: 7px; font-weight: 700; }
.cemi-segmented input { position: absolute; opacity: 0; }
.cemi-segmented span { display: block; border: 1px solid var(--owner-line); border-radius: 4px; padding: 10px 18px; cursor: pointer; }
.cemi-segmented input:checked + span { color: #fff; border-color: var(--owner-pink); background: var(--owner-pink); }
.cemi-feature-checks { border: 0; padding: 18px 0 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 10px; }
.cemi-feature-checks legend { grid-column: 1 / -1; margin-bottom: 4px; }
.cemi-feature-checks label { display: flex; align-items: center; gap: 8px; padding: 11px; border: 1px solid var(--owner-line); border-radius: 4px; }
.cemi-feature-checks input { width: 18px; min-height: 18px; margin: 0; }
.cemi-owner-form__actions { display: flex; gap: 10px; }
.cemi-owner-form__message { min-height: 24px; color: var(--owner-blue); font-weight: 700; margin: 0; }
.cemi-owner-result { position: sticky; top: 96px; border-top: 5px solid var(--owner-pink); border-radius: 5px; background: var(--owner-soft); padding: 28px; }
.cemi-owner-result h2 { font-size: 24px; letter-spacing: 0; }
.cemi-owner-result__value { display: flex; align-items: baseline; gap: 8px; margin: 10px 0 24px; }
.cemi-owner-result__value strong { font-size: 56px; line-height: 1; }
.cemi-owner-result dl div { display: flex; justify-content: space-between; border-bottom: 1px solid var(--owner-line); padding: 10px 0; }
.cemi-owner-result dd { font-weight: 700; }
.cemi-owner-result__status { display: inline-block; color: var(--owner-pink); font-weight: 800; text-transform: uppercase; }
.cemi-owner-result__range { font-size: 26px; font-weight: 800; color: var(--owner-blue); }
.cemi-owner-result .cemi-button { margin: 18px 0; width: 100%; text-align: center; }
.cemi-owner-result > small { display: block; color: var(--owner-muted); line-height: 1.5; }
@media (max-width: 920px) {
  .cemi-owner-tool__layout { grid-template-columns: 1fr; }
  .cemi-owner-result { position: static; }
  .cemi-owner-tool__hero-inner { align-items: start; flex-direction: column; }
}
@media (max-width: 640px) {
  .cemi-owner-tool__hero h1 { font-size: 38px; }
  .cemi-owner-step { grid-template-columns: 1fr; padding: 20px; }
  .cemi-choice-grid,
  .cemi-measure-fields,
  .cemi-owner-fields { grid-template-columns: 1fr; }
  .cemi-feature-checks { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .cemi-owner-form__actions { flex-direction: column; }
}